Centra Health Credit Union
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  • Credit Union News
     
     

     

    NCUA Update

    On January 6, 2015, examiners with the National Credit Union Administration (NCUA) and the Bureau of Financial Institutions (BFI), a division of the Virginia State Corporation Commission, came to the Centra Health Credit Union at Virginia Baptist Hospital for the purpose of undertaking a routine examination. 

    The credit union Board of Directors met on Tuesday night to review the initial findings with representatives from the NCUA and the BFI. The Board was concerned about apparent non-adherence to policies and procedures and made the decision to place the credit union manager and two additional employees on administrative leave effective immediately. 

    The Board is committed to working closely with the NCUA and the BFI and is meeting with their representatives daily. We anticipate they will be onsite for a period of time gathering information.

    The credit union will remain open and its hours of operation will not be affected by the presence of the NCUA and BFI representatives.  Furthermore, member accounts will continue to be insured by the National Credit Union Share Insurance Fund up to the legal coverage limits. As always, members of the credit union may check their balances online at any time by accessing the credit union website through Centra People. If you require assistance with accessing your account, you may call the credit union at 200.4689. You can also check NCUA’s MyCreditUnion.gov website if you have questions about your insurance coverage.

    As always, the credit union will mail end-of-year statements to each member within the next week, and we ask that members closely review their statements and confirm that their account activity is accurately reflected on the statement. In the event members have questions or concerns about their statement, they should call the credit union at 200.4689.

    The Centra Health Credit Union was formed in 2005 with the merger of Virginia Baptist Credit Union (founded in 1965) and Lynchburg General Credit Union (founded in 1970). Members are limited to Centra employees, volunteers, medical staff, and members of their immediate families.  Services offered include checking and savings accounts, CDs, Christmas Club, and loans (lines of credit up to $20,000; share secured up to $50,000). The Centra Health Credit Union is a separate legal entity from Centra Health, Inc.

     

    Online Banking is now available!

    Click ONLINE BANKING on the menu bar and you will access
    Centra Health CU Inc Home Banking

    This is a private system operated for the exclusive use of our members.  Be advised that all logins are monitored and logged. 

    We urge you to use this new service.

    Please contact the credit union if you have any questions.

     

     

    2015 Holidays Observed by Centra Health CU

    New Year's Day
    Thursday, January 1, 2015

    President's Day
    Monday, February 16, 2015

    Good Friday

    Friday, April 3, 2015

    Memorial Day
    Monday, May 25, 2015

    Independence Day
    Friday, July 3, 2015

    Labor Day
    Monday, September 7, 2015

    Thanksgiving Day
    Thursday, November 26, 2015

    Christmas Day
    Friday, December 25, 2015

     

     

    LINE OF CREDIT

    The Credit Union is offering a Line of Credit to our members at a low interest rate.
    If you have a Credit Score of 640-679, you qualify for a $3000 line of credit at 8% interest.
    If you have a Credit Score of 680-719 you qualify for a $7500 line of credit at 7.5% interest.
    If you have a Credit Score of 720+, you qualify for a $20,000 line of credit at 7.0% interest
    For more details, contact your credit union office.

     

    APPLICATIONS ON LINE

    We now have Loan Applications and Payroll Deduction changes on line.  Go to the Forms page and print a loan application or payroll deduction form and fax back to either office to process for you.  The Loan Application is two pages so be sure and fax both pages to us.  Our fax number is located under Contact Us.

     

    Free Copy of Your Credit Report

    Under a Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer-reporting companies.  To request your free annual report under that law, you must go to:
    http://www.annualcreditreport.com

    Do not be mislead by Internet ads that charge for this information.  These sites are not endorsed by Federal law.  Utilize the free service listed above.  

     

    Your Credit Union Website

    This site is for members so we need your assistance.  If you have news that can be shared with other members we need to know.  What type of news?  An example would be a new baby.  All members enjoy reading about that.  And, if you have a digital photo to include with the article, we might be able to insert on the site.

    Members also like to know about weddings, promotions, retirements and other exciting news.  Remember, the information must be in a printed format for review by management.  And it should be brief. preferably one paragraph.

         

     
     
     

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