Centra Health Credit Union
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  • Loan Rates
     
     

    RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

    COLLATERAL MAX TERM
    (Months)
    MAXIMUM AMOUNT/MIN-MAX APR*

    Unsecured Signature Loan (credit score 720+)

    60

    $10,000 / 7.00%-7.00%

    Unsecured Signature Loan (credit score 680-719

    36

    $5,000 / 9.00%-9.00%

    Unsecured Signature Loan (credit score 651-679)

    24

    $3,000 / 12.00%-12.00%

    Unsecured Signature Loan (credit score 601-650)

    24

    $1,500 / 17.50%-17.50%

    Unsecured Signature Loan (credit score 550-600)

    12

    $1,000 / 18.00%-18.00%

    New Vehicle Loan - less than 1,000 miles (credit score 720+)

    72

    $50,000 (100% of retail) / 4.49%-4.49%

    New Vehicle Loan - less than 1,000 miles (680-719 credit score)

    60

    100% of retail value / 5.20%-5.20%

    New Vehicle Loan - less than 1,000 miles (credit score 640-679)

    60

    100% of retail value / 8.00%-8.00%

    New Vehicle Loan - less than 1,000 miles (credit score 620-639)

    60

    100% of retail value / 15.00%-15.00%

    New Vehicle Loan - less than 1,000 miles (credit score 550-619)

    60

    100% of retail value / 18.00%-18.00%

    Used Vehicle Loan 2008/10 model years - less than 15,000 miles (credit score 720+)

    72

    up to retail value / 4.49%-4.49%

    Used Vehicle Loan 2008/09 model years - less than 15,000 miles (credit score 680-719)

    60

    up to retail value / 5.20%-5.20%

    Used Vehicle Loan - 2008/09 model years with less than 15,000 miles (credit score 640-679)

    60

    up to retail value / 8.00%-8.00%

    Used Vehicle Loan - 2008/09 model years with less than 15,000 miles (credit score 620-639)

    60

    up to retail value / 15.00%-15.00%

    Used Vehicle Loan - 2008/09model years with less than 15,000 miles (credit score 550-619)

    60

    up to retail value / 18.00%-18.00%

    Used Vehicle Loan - 2005/09 model years (credit score 720+)

    72

    Up to Trade-in Value / 4.49%-5.00%

    Used Vehicle Loan - 2005/09 model years (credit score 680-719)

    60

    Up to Trade-in Value / 5.20%-5.20%

    Used Vehicle Loan - 2005/2009 model years (credit score 640-679)

    48

    Up to Trade-in Value / 8.00%-8.00%

    Used Vehicle Loan - 2005/09 model years (credit score 620-639)

    48

    Up to Trade-in Value / 15.00%-15.00%

    Used Vehicle Loan - 2005/09 model years (credit score 550-619)

    36

    Up to Trade-in Value / 18.00%-18.00%

    Used Vehicle Loan - 2002/04 model years (credit score 720+)

    72

    Up to Loan Value / 4.49%-4.49%

    Used Vehicle Loan - 2002-04 model years (credit score 680-719)

    60

    Up to Loan Value / 5.20%-5.20%

    Used Vehicle Loan - 2002/04 model years (credit score 640-679)

    48

    Up to Loan Value / 8.00%-8.00%

    Used Vehicle Loan - 2002/04 model years (credit score 620-639)

    48

    Up to Loan Value / 15.00%-15.00%

    Used Vehicle Loan - 2002/04 model years (credit score 550-619)

    36

    Up to Loan Value / 18.00%-18.00%

    *Annual Percentage Rate